Well its that time of the year post election blues fopr the coalition, Liberal/Nationals and Red letter day for Kevin Rudd and his labour minnions.  So what will “Our Kevin” really change?

1) IR- Although the centre of his scare campaign will he really be naive enough to roll-back the changes that have increased work force flexibility and resulted in near full employment? First the US then the UK showed the way in reducing unemployment by reducing labour restraints. we think Kevin is pretty smart, so he will not be giving too much away here.

2) Spending- Glas to see K07 was happy to underspend on JHoward- may he remember this as he seeks reform. His promise to take the meat clever tro government employement numbers will however be a hollow threat we fear.

3) Sign Kyoto- Well at last- welcome to global responsibility. Maybe he should read iot first and give the nation an idea how we can implement before signing and what it will mean to the country. Measures in Germany have included a green levy on fuel (which is now about $2.30 per litre there!) and on heating fuel and much promotion of alternative energy resources, such as wind, and solar power. Watch out you red breasted budgies or whatever were apparantely saved down there in Victoria.

4) Improve Housing affordability- You really have to ask how can a government really do this? The Australian dream is to have a four bedroom macmansion , with pool, aircon, media room, 42′ plasma, double garage, as your first step on the property ladder.  If this is the future of affordable housing then, maybewe missed something. Its time to get back to brass tacks. A first home should be as cheap as possible. maybe need renovating and probably have no more than two bedrooms, definately only one bathroom  preferabbly without a bath (one bathroom I here you say- unthinkable!)

Well when first home buyers decide they want more than their money can afford, then maybe its time to owner build their home. Realistically though trhis is the area for more mature clients who have owned a home before and have some idea of whats needed to own and manage such a home.

5) Lower Interest Rates- We doubt it. However we think this maybe a key point in the economy. Lets look at a relevant comparison. Thatcher came to power in 1979 in the UK and used the unrest in the community to smash the trade unions and open the economy to foreign competition. All good. But at the same tiome, North Sea oil was pouring money into the government coffers and foreign investment into the UK for oil investment. At the same time, Thatcher vowed to beat inflation, by using interest rates as the mechanism to do this. The result, an ever strengthening Pound Sterling, cost of debt rising to local manufacturers, imports getting cheaper and exports dearer. Competitiveness became the forgotten word of the 80s. UK manufacturing all but disappeared and the economy transitiobned to become a services driven economy. This phenomena is known as the Dutch Disease and it looks like Australia may be heading to a pandemic.

Kevin- Good luck. Please save us from Labour’s worst excesses and beware the Dutch Disease!